Through the Utopian Global Platform, you can:
a) Accumulate physical precious metals; Gold and Silver from as little as € 25Euros
b) Earn up to 30% Yield through staking CASHETS™ ERC20 Token in Infinity Vault
c) Earn Referral Yield from CASHETS™
d) Get access to unique wealth educational programs
e) Earn passive income from building a Network

- Infinity Vault enables you to Earn Yield from Real Physical Assets
- Infinity vault is a revolutionary mechanism that provides flexibility and liquidity to members that is lacked in most of the investments in the market.
- As its name denotes, there is no ending date of the vault but operates in perpetuity, from which, exclusively the Utopian Global members can earn regular yield, in-cash CASHETS™ anytime, choose to activate or deactivate their staked yield from locking the CASHETS™ ERC20 Token

CASHETS™ is an ERC20 Digital Token created on the Ethereum Blockchain. The CASHETS™ Token merges real world asset trade such as metals, minerals, real estate, fast moving consumer goods, food, and beverage with blockchain. Thus, SHAPING THE FUTURE OF FINANCE by providing liquidity to an otherwise illiquid market

1) Staking CASHETS™ Token in the Infinity Vault
2) Subscribe to Premium Yield and earn referral yield from all your personal referred people staked CASHETS™ tokens
3) Subscribe to Premium Affiliate Yield and earn referral yield from all your personal and indirect referred people staked CASHETS™ tokens
4) Build a Network and earn residual income from your Network of referrals from:
    a) staking of CASHETS™
    b) precious metals sales
    c) monthly subscription

1) Utopian Global precious metal service is regulated under the "New Gold Life DMCC" DMCC
Business Center Unit No: 141, Level NO PF Gold Tower (AU)
Dubai, United Arab Emirates
License No: DMCC - 185234

2) Royal Golden Enterprise GmbH
Seestrasse 112, 8806 Beach.
Switzerland
CHE - 114.132.430

Learn more here

You can join Utopian Global by going to the referral link of the person who invited you to the Utopian Global Page. Once you entered your e-mail and completed your KYC you are then able to purchase any products and services we do offer.

Three countries in the world have restricted access to Utopian Global. These include Cuba, Iran, and North Korea.

For precious metals please refer to the precious metals FAQ section, for CASHETS™ please refer to the whitepaper

Creating an account is as straightforward as ever. Go to the site link https://utopianglobal.com, and select at any of the Tabs "Register" or "Create an account" , "Getting started" , "Start Earning", "Sign In" You will be redirected to a page where you can fill up your information. The required fields are:
- First Name
- Last Name
- Email Address

After submitting your Name and e-mail you will receive an email with a confirmation link that you will have to click on to complete the registration process. If you don’t confirm your email account, you won’t be able to access the dashboard. Whitelist the Utopian Global Page as from time-to-time emails end up in spam so be sure to check your spam folder.

The next step of the registration process is confirming your account by adding the phone number that will receive the 6 digits confirmation code by SMS (text message) and then you will be able to use 2FA verification.

1. Attach the document from the gallery or click on the camera icon to take pictures directly. Make sure your document doesn't exceed 3.5MB in size to avoid any problems.

2. Upload the "Front Side" and "Rear Side" of your Government ID document. You can use a proof of Identity your government-issued ID, Driver’s license or National ID Card that is authorized by your government

1) Privacy Terms: Make sure your web or mobile camera is connected and working.
2) ID Document: Select the country and document type of the ID you wish to use.
3) Proof of Address: Face Verification (Selfie with an ID card)
4) Liveness Check: You can use real-time verification by clicking on Camera Icon and can upload images of your documents.

Use a high-quality image (3.5MB maximum) with readable text and numbers on the ID. Your whole face and arms should be visible in the photo. You must hold the ID in your hands; your hands and arms should be visible in the photograph.
Do not wear sunglasses or anything that covers your facial features.

"Government-issued ID" (e.g., Driver License, Passport, National ID)

-In your Utopian Global back office, you do have an eWallet function. The eWallet can be funded by bank transfer from your bank account. Once the funds arrive, they will be accredited to the eWallet net of any bank fees
- The commissions earned from the Premium Affiliate Referral System will also be credited to your eWallet.
- The eWallet allows you to access your funds to purchase any of the products and services offered by Utopian Global, to transfer the funds to another KYC approved member or to withdraw the funds to your bank account that is assigned to your KYC.
- You can with draw your funds either via Bank transfer or via Bitcoin. If you funded your account via Bank transfer you cannot withdraw via Bitcoin as per AML Law. If you funded your eWallet via Bitcoin you cannot withdraw via Bank transfer only via Bitcoin as we do have to comply with AML

Here are some steps where you can deposit your fiat currency to Utopian as below:

1) To complete the process please send a bank wire payment with the amount desired and include your MEMBER ID as your order reference.
2) Note: please make sure that you accept the transaction fees as the net amount received will be credited to your eWallet.
3) Upon receipt, the Treasury will credit your eWallet with net funds received and notify you.
4) You must now place your order and use your eWallet funds for payment.

Please ensure that you have entered a KYC-approved account to transfer or deposit effectively

International Bank wire - Approx. €30 per wire and the estimated time of arrival is between 1 to 5 working days

- You currently cannot deposit Bitcoin.
- You can only pay with Bitcoin for our products and services.

You pay for any of the products and services by selecting "Bitcoin" as your payment method. After being verified with 2FA, you'll be taken to a 3d party page "Confirmo" that is taking the payments on behalf of Utopian Global in Bitcoin.

You will have approx. 30 min time to complete the payment otherwise the payment will fail. A failed payment means your Bitcoin will have left your wallet and is due to refund. The refund will either be processed by an email that you receive where you need to click the link to process the refund or by you contacting us via [email protected] stating your Transaction ID and Utopian Global Account ID.

You will want to avoid failed transactions, since each transaction on the blockchain has transaction fees attached which do very. That means when doing payments in Bitcoin be prepared so you can fast copy and paste the address and QR code to transfer the Bitcoin.

Note:
Do not pay that invoice from Coinbase wallet or some exchanges as they batch transactions and may not broadcast them in time. Some also deduct fees from the amount being sent and so the insufficient amount may result in failure.

Our payment providers are all dealing with layers of International Anti Money

Laundering Regulations, while we accept BTC we settle in Euro. The 1.8% fee for Bitcoin is applied from the payment provider, making it an affordable and secure form of currency that's available to everyone!

You can only pay with Litecoin for our products and services.
You pay for any of the products and services by selecting "Litecoin" as your payment method. After being verified with 2FA, you'll be taken to a 3d party page "Confirmo" that is taking the payments on behalf of Utopian Global in Litecoin.
You will have approx. 30 min time to complete the payment otherwise the payment will fail.
A failed payment means your Litecoin will have left your wallet and is due to refund. The refund will either be processed by an email that you receive where you need to click the link to process the refund or by you contacting us via [email protected] stating your Transaction ID and Utopian Global Account ID.

You will want to avoid failed transactions, since each transaction on the blockchain has transaction fees attached which do very. That means when doing payments in Litecoin be prepared so you can fast copy and paste the address and QR code to transfer the Bitcoin.

Note:
Do not pay that invoice from Coinbase wallet or some exchanges as they batch transactions and may not broadcast them in time. Some also deduct fees from the amount being sent and so the insufficient amount may result in failure.

We use payment providers that are dealing with numerous layers of international anti-money laundering laws, while we accept LTC we settle in Euro. LITECOIN has the same fee structure as Bitcoin: 1.8%. This is applied by the payment provider, making it a cheap and secure type of money accessible to everyone!

No, you cannot fund your account with a Credit Card. You can only purchase the products and services we offer with a Credit Card.

With a credit card, the deposit fee can be as high as 5%. This is because like most banks and payment gateways such as Visa or Mastercard charge this amount when purchasing using their service.

Not yet, but we're working on increasing the ease of depositing cryptocurrency with a credit card.

Yes, you can fund your eWallet via your Bank Account. In your Dashboard you see the Tab "Funding". Click on this tab to obtain the Banking Information to process with the funding of the account. Please follow the steps.

You just need to click on eWallet in the dashboard of your back office where you can select between three options:
1. Bitcoin, 2. Bank Wire, 3. To Member

To withdraw funds into your Bank account, just click on the eWallet in the dashboard of your back office and choose "Bank Wire" then enter the information required:

   1) Amount to withdraw
   2) Bank Name
   3) Bank Address
   4) IBAN (only Europe) outside Europe enter Swift code here
   5) Account Nr.
   6) Swift
Once you proceed and agree you will be sent a 2FA Code which you do need to enter and confirm the transaction.

A €3 Treasury fee is charged

When you log into your account - eWallet you have three options: Bitcoin, Bank Wire Transfer, to Member Account. After you've selected the Bitcoin option, a BTC address, and amount to withdraw will be shown. Enter your BTC address (not your private key) and the amount you wish to withdraw. You must confirm that this is correct before proceeding with withdrawal! Once you proceed and agree you will be sent a 2FA Code which you do need to enter and confirm the transaction. If you did enter the wrong BTC address you will lose your funds and we are not responsible for it. Therefore, you must make sure that you enter the correct address.

A €3 Treasury fee is charged

Currently there is no LITECOIN option.

In your back office, you have 4 deposit options depending on the network and transaction speed of each method.

   1) Bank Transfer up to 5 working days.
   2) Bitcoin up to 72 hours depending on the speed of the Bitcoin Network
   3) Litecoin up to 72 hours depending on the speed of the Litecoin Network
   4) Member to Member instant
Upon receiving the deposit, you will receive a confirmation e-mail.

a) Bank Transfer up to 5 working days.
b) Bitcoin up to 72 hours depending on the speed of the Bitcoin Network
c) Litecoin up to 72 hours depending on the speed of the Litecoin Network
d) Member to Member is instant

Premium Yield Plan is a monthly subscription that provides Utopian Global Members greater benefits including High Yield Earnings, Precious Metals wholesale purchase with no sell back, and no vaulting fees.

The difference between The Premium Yield Plan and the Affiliate Rewards Plan revolves around the difference in compensation structures surrounding how referrals are paid out.

The Premium Yield Plan benefits (High Yield Earnings, Precious Metals wholesale purchase, zero sell back and or vaulting costs) are included in the Affiliate Rewards Plan.
As Affiliate Rewards Program you leverage your income further by earning referral commissions from:
a) all your direct referrals precious metals sales
b) from your first two levels of CASHETS™ Tokens held in the Infinity Vault
c) from all new premium Affiliates joining your Network
d) from the monthly subscriptions in your Network

There is no limit to the number of individuals you can directly refer.

As Premium Yield you may only profit from your personally referred people, unlike in the Premium Affiliate Rewards Program, where you are eligible to earn up to 7 levels down in your Network.

As long as you are a paid subscriber, that means you pay the €35 monthly your Referral link will be active, and you are eligible to earn commissions.

You'll see your active/inactive status in your back-office dashboard. Active indicates that you have paid your monthly fee and are allowed to refer others.

Unfortunately, we cannot credit a referral bonus to your account if your friend does not click on the referral link you provided. Please ensure when you share your referral code or link, you make it clear to your friend to input that link when they register for an account on Utopian Global. However, if you feel that a mistake has been made, please send us e-mail to [email protected]

Keeping track of your referees is simple. Just click "ACCOUNT" - "BUSINESS OVERVIEW" on the main menu, and you’ll see all the referees that have used your link on the page.

Yes, you can copy and paste your referral link and share it directly with your network.

Please be aware, however, that if any of the following referral methods are utilized, Utopian Global will void your incentive for any account referrals

Users will be redirected from any third-party websites or social media profiles imitating Utopian Global. This includes, but is not limited to, the following situations:

  Redirects from pages that are like UtopianGlobal.com or any other domain determined to be impersonating Utopian Global or believed to be an official site with a high number of Utopian Global symbols and/or content.
  Redirections from fake Utopian Global social media accounts (Twitter, Facebook, Telegram, Instagram, etc.)
  Redirections from URLs that are similar to the URL of Utopian Global (www.utopianglobal.com), such as www.utopianglobal.xxx.com, www.utopianglobal.com?ref=REFERAL_LINK, www.utopianglobal.com?ref=REFERAL_ID.
  Redirections from any unofficial third-party URLs

The Premium Affiliate Rewards Program is a monthly subscription that offers Utopian Global Members greater benefits such as; High Yield Earnings, Precious Metals wholesale purchase, zero sell back and or vaulting fees, Wealth Education, Personal Development, and much more.

You go to the Link the person you referred you to and join the Program. You enter your email, complete your KYC, and purchase the Program. Explore the Utopian Global premium referral program and boost your income by another 80%.

A Premium Affiliate is eligible to earn up to 2 Levels from the CASHETS™ Infinity Vault Yield and as well as earn from the Utopian Global Referral Network Compensation Plan, besides other incentives they receive from the effort of marketing our platform.

The Premium Affiliate Rewards Package is a one-time purchase so that you are eligible to market our product and services, earn up to 2 Levels from the CASHETS™ Infinity Vault Yield as well as participate and earn unlimited levels from the Utopian Global Network Compensation plan.

The Premium Affiliate Rewards Monthly subscription enables you to earn from "The Premium Yield Plan", which offers Utopian Global Members greater benefits such as:

1. High Yield Earnings
2. Precious Metals wholesale purchase
3. zero sell back and or vaulting fees

If you do not pay the monthly subscription, you will not be eligible for the Premium Yield, Free Precious Metals Storage, Fee-Free Sell Back of your Precious Metals, and only eligible for the Standard Yield. You will not be able to receive commissions from your originally referred people nor can you refer people and earn commissions from them. Once you pay again your monthly subscription your ability to earn will be reinstated.

There are daily, weekly, and monthly payouts. Please refer to the Utopian Global Compensation Plan

No, there is no limit on how many people you do directly or indirectly refer.

Unfortunately, if your friend doesn’t use the referral link you shared, we cannot credit a referral bonus to your account. Please ensure when you share your referral code or link, you make it clear to your friend to input that link when they register for an account on Utopian Global. However, if you feel that a mistake has been made, please send us a ticket.

Yes, you can copy and paste your referral link and share it directly with your network.

However, please note that Utopian Global will void the qualification for any referral commissions of an account if any of the below referral methods is used:

Redirecting users from any third-party websites or social media accounts imitating Utopian Global. This includes, but is not limited to, the following situations:

  Redirects from pages that are like UtopianGlobal.com or any other domain determined to be impersonating Utopian Global or believed to be an official site with a high number of Utopian Global symbols and/or content.
  Redirections from fake Utopian Global social media accounts (Twitter, Facebook, Telegram, Instagram, etc.)
  Redirections from URLs that are similar to the URL of Utopian Global (www.utopianglobal.com), such as www.utopianglobal.xxx.com, www.utopianglobal.com?ref=REFERAL_LINK, www.utopianglobal.com?ref=REFERAL_ID.
  Redirections from any unofficial third-party URLs

Keeping track of your referees is simple. Just click "Referrals" on the main menu, and you’ll see all the referees that have used your link on the page.

Learn more here

CASHETS™ is a Digital Token created on Ethereum decentralized blockchain protocol. Ethereum tokens are simply digital assets that are built on top of the Ethereum blockchain representing the actual physical assets.

CASHETS™ are the Tokens issued by "Liquidus Assets Inc" registered and operating under the British Virgin Islands (BVI) laws and regulations.

"Liquidus Assets Inc" is owned by ACE Holdings AG, a Swiss Incorporated Company

CASHETS^TM through its investments takes exposure in the physical assets by procuring them at lower prices at an earlier stage of their value chain and capitalizing on their higher prices when they are in the matured stage of their lifecycle.

The physical assets that are invested in through CASHETS^TM fall in to categories such as Metals and Minerals, Industrial Materials, Real Estate, Food and Beverages, and others related to Technology, Renewables and Raw Materials,

Infinity Vault is a functionality that Utopian Global provides to its members through which investment and liquidation process has been made easy and accessible on CASHETS^TM Digital Assets at any given time.

CASHETS^TM fall under two status "Active" and "Inactive". Active state of CASHETS^TM mean that they are employed on the Infinity Vault to earn yield as per the “Infinity Vault Yield Program”, and in Inactive state they are not employed on the Infinity Vault and are not earning the yields. CASHETS^TM when bought by the members are automatically issued in Active state and the members can choose at any time to make them Inactive.

The annual projected yield on CASHETS^TM is around 30% which is paid out as CASHETS^TM Tokens at the end of the year. If the members desire to liquidate their CASHETS^TM in part or full before this time the following rates (based on their holding period) will be applicable on the past months.

The yield is calculated as per the Infinity Vault Yield Program and is realized at the time of making the CASHETS^TM inactive converting the realized yield in to CASHETS^TM tokens which can be liquidated.

To liquidate the CASHETS^TM in part or full, members require to first make their desired CASHETS^TM Inactive. Once in Inactive state, members can choose to either liquidate these CASHETS^TM in USD, USDT, EURO, Bitcoin or Ether or choose to hold these inactive CASHETS^TM on the platform or even pay for their UG membership or buy Gold or Silver as they desire. This is to facilitate the members enabling them to avoid losses on exchange rates / conversion rates.

The risks that CASHETS^TM carries are commercial, business and technical risks. Incase the value of the assets go down for any reason it may effect the value of the investment held.

The principal is callable through the Infinity Vault as long as the prices of the assets are not negatively effected to the level of creating a loss for the company as a whole which could translate in to negatively effecting the principal in part or full.

The yields from CASHETS^TM through the Infinity Vault are either paid when the CASHETS^TM in part of full are converted inactive anytime before 12 months realizing the yield by that time or by holding the CASHETS^TM upto 12 months at which the earned yield in shape to CASHETS^TM are issued to the member and the principal investment in CASHETS^TM continues on the Infinity Yield Program.

Once 12 months period is completed on any particular amount of CASHETS^TM held in active state, the actual yield earned by that time on these CASHETS^TM which may be more or less or equal to the projected yield of 30% p.a. will be issued in the form of more CASHETS^TM token to the member which the member may choose to make Active or liquidate or use on the platform to buy membership, Gold or Silver or any other asset / opportunity available at that time.

The principal CASHETS^TM will continue on the Infinity Vault and at any time the member chooses to realize these CASHETS^TM in part or full after the 12 months, the monthly yield applicable will be the post 12 months projected yield at that time.

The investment in CASHETS^TM are realized only at the time of making those principal CASHETS^TM inactive thus the yields can not be automatically compounded but they could be reinvested through the Infinity Vault. If you wish to keep on reinvesting, the yields then you have to keep on realizing the yields when ever you want so you can reinvest but that also means that when you re-employ your first principal CASHETS^TM they restart their timeline in the vault. The flexibility is provided for member to choose as per their convenience.

To receive yields on a regular basis before the 12 months, the member has to self-monitor and make his/her CASHETS^TM inactive according to his own choice of time to realize his/her yields according to his requirement, but that also means that when you re-employ your principal CASHETS^TM they restart their timeline in the vault. The flexibility is provided for member to choose as per their convenience that how they want to run on the Infinity Vault.

CASHETS^TM already focuses on a diversification strategy through types and categories of assets, location and geographies and time lines, so it is already a diversified mix of assets. Meanwhile members can keep on further diversifying in Gold, Silver and other products which would be introduced from time to time through the UG platform.

Utopian Global is committed to bring the best investment assets and opportunities to its members which would be blends of digital and the physical world to provide diversification and capitalization of higher yields.

As per our commitment, there are more products being designed and engineered which would be launched on the platform from time to time.

Utopian Global’s role is a facilitator to provide one of the best structured investment assets to its members and create a buffet of such asset offerings to give easy accessibility and choice to its members according to their own risk appetite, investment holding period and exposure level.

If you do not find the answer to your question in the FAQ section or are not satisfied, you may contact us anytime though the dedicated support email [email protected] address and we will respond to your queries within 12 hours.

Utopian Global makes private ownership of gold and silver available to anyone, regardless of their background or the jurisdiction where they reside. Utopian Global (UG) is aware that taking physical delivery of gold and silver collectible products may at times be inconvenient or difficult for reasons including temporary or long-term import restrictions imposed by some countries at various times, import duties and taxes, concerns over security and/or privacy of shipments to various regions or countries, the time required to plan and organize long-term secure storage arrangements and other considerations. To this end, Utopian Global (UG) established its allocated Storage Vault operations with the worldleading secure storage company, Loomis International with Argor-Heraeus Ag certified products, a leading Swiss precious metals London Bullion Market Association refiner. Utopian Global (UG)‘s Storage Vault facility is designed to provide a service that will enable Utopian Global (UG) Members to safely and securely store Utopian Global (UG) precious metal products for future physical collection, shipping or liquidation. These Terms and Conditions outline how this service may be used by Utopian Global (UG) Members.

Utopian Global (UG) Members wishing to use the Utopian Global (UG) Secure Storage Vault service are required to be KYC (Know Your Customer) Compliant. The purchase of a Utopian Global (UG) monthly Premium Yield program avails the Member to buy at wholesale price (3% above refinery market sell price), sell back and physically vault gold and silver products on a month-to-month basis with no additional administrative fee. Members who have not purchased the monthly Premium Yield Program will incur market retail price 8% above refinery sell price, sell back fee 3% and vaulting fees as determined in this document. Upon the cancellation of the Utopian Global (UG) monthly program, Utopian Global (UG) will deduct storage & service fees from your Utopian Global (UG) Saver Program or Loomis vaulted items with an annual fee of 0.17% of holding value with a minimum monthly fee of $7 per month. The usage of a Storage Vault is charged at the minimum fee within the monthly plan which covers the storage of all products up to a total value limit. (Refer Section 4) If the total value limit is exceeded, an additional fee will be charged pro rata for each month remaining within the Storage Vault’s month-to-month membership subscription cycle. Only one Storage Vault is allowed per Member. Free UG Saver Account holders & Premium Members who have inactive accounts are subject to storage vault fees. Premium Yield and Affiliate Members with ACTIVE monthly plans the fees are included.

Utopian Global (UG) is not providing a fiduciary, banking or trustee service. In keeping with international standards, Utopian Global (UG) may at any time request a Member to provide a comprehensive Due Diligence, Know Your Client and Source of Funds questionnaire even though at the time of enrolling with Utopian Global (UG) the Member had received prior approval.

Any product sold on Utopian Global will be 100% backed by physical metal and can be liquidated at any time.

All the precious metals sold at Utopian Global coming exclusively from the Argor-Heraeus Refinery in Switzerland.

The range of Utopian Global (UG) collectible gold and silver products that are offered by Utopian Global (UG) and may be purchased from the Member’s Shop.

Utopian Global will only settle any precious metals transactions which are backed by 100% physical metal. If the physical metal is not available, we will not be able to offer the product from our buy page.

A secure storage service is provided by our strategic partners as detailed in the Utopian Global Company page, where the Member may safely and securely store Utopian Global precious metal products. The Company has an allocated storage agreement with Loomis International Steinackerstrasse 49, CH-8302 Zurich-Kloten Switzerland, with vaulting facilities in Zurich, Dubai and Singapore. All members holdings are held in the Utopian Global allocated account on behalf of Utopian Global Members. Members storage orders are itemized by precious metal type, bar or collectible type, quantity in units, grams and troy ounces and allocated to a Utopian Global Loomis sub account in the name of their KYC approved account ID.

Utopian Global (UG) is not a licensed bullion bank or bullion custodial company and is not providing Utopian Global (UG) Members with a fiduciary, banking or trustee service. Utopian Global (UG)‘s Storage Vault may be used by Utopian Global (UG) Members who are acquiring Utopian Global (UG) precious metal products to safely and securely store those products while they are making longer term, permanent collection and shipping arrangements. Members holdings are held in an allocated account of the operating company for and on behalf of Utopian Global (UG) members and registered by their Account Member {ID) Identification.

Precious metals up to a total value of $50,000 may be stored in the Member’s Storage Vault with no further charge so long as the Premium Membership subscription is current. Precious metals over the value of $50,000 may be stored for an additional annual fee of 0.17% of holding value. Ex. $80,000 holding the first $50,000 bears zero fee for Active Premium Member and the balance of $30,000 charged an annual fee of 0.17% with a minimum of $15 per month.

A ‘Storage Vault Order’ is one or more precious metal products that are purchased at one time from the Utopian Global (UG) Gold Shop, where at the time of purchase ‘Storage Vault’ is selected from the shipping options. A Storage Vault Order may also be initiated by the conversion of grams from a UG Gold & Silver Saver Program (where sufficient grams have accumulated within the grams account to ship the selected product) and where ‘Storage Vault’ was selected as the shipping option in the Shipping request profile. A shipping execution charge of USD$75 is incurred per shipping order, subject to change according to international shipping and handling fees.

Members can make application for a personal allocated account with Loomis International. By having a personal allocated account Members can reduce the counter party risk associated with their holding. If Members are concerned about counterparty risk we recommend the option of having an Allocated account with Loomis but also suggest that you may request to ship, collect or sell your stored product. Please contact us for further information about a personal allocated account. In order to be approved for a personal allocated account with Loomis International the Compliance department will conduct full due diligence on the applicant to ensure proof of identity and that International Anti Money Laundry Act regulations are complied with. The estimated annual cost of an individual allocated account is 3000 chf (Swiss Franc) plus additional fees for account compliance and any precious metal inventory account movement.

Any order from a Member to ship Utopian Global gold and silver product(s) to their Storage Vault.

An order placed by a Member to sell back to Utopian Global (UG) any Utopian Global (UG) Gold and Silver products held in their Storage Vault or Saver Program. ACTIVE Member 0% Fee, INACTIVE Members and Customer Accounts 3%.

Utopian Global‘s Storage Vault service is designed for those people who have a long-term outlook for the acquisition and private ownership and holding of precious metals. It is not designed to allow or encourage the trading of market movements such as the ups and downs in the price movements of precious metals. We understand that Members may at times experience a change in circumstances or strategy and to that end may wish to sell some or all of their gold and silver products held in their Storage Vault. This may be done using the Sell Back function in the Storage Vault management tool in the Member’s online account. When a Sell Back order is placed by the Member, this order will be processed at the gold and/or silver price of the next Argor-Heraeus Ag London Bullion Market Gold or Silver Sell price one clear banking day (24 hours) from the placing of the Sell Back order. The value of the Sell Back transaction will be the total number of ounces (to .000 of a troy ounce) times the applicable ArgorHeraeus Ag London Gold or Silver Sell price minus the applicable Transaction Fee as outlined in section 8) SELL BACK TRANSACTION FEES, below. Net proceeds from the Sell Back Order may either be credited to the Utopian Global (UG) Member Account E-Wallet account or bank wired to the nominated bank account, normally within five working days from time of transaction. Note: Funds transferred to the Utopian Global (UG) Member Account E-Wallet account will be subject to E-Wallet withdrawal requests as set out in the Terms and Conditions.

Active Members may place up to one sell back order per month per metal type without any sell back processing or treasury fees. This is done to encourage people with long term wealth preservation and to discourage the high risk of trading the market. If at the time of sell back the Member is inactive a 3% processing and treasury fee will apply to the total sell back value with a minimum fee of $30. If a Member has been inactive for longer than 6 months and then reactivates membership for sell back, a sell back processing and treasury fee will apply unless the Member has been active for a minimum of 6 consecutive months.

Members may wish to physically collect some or all of their Utopian Global (UG)gold and silver products held in their Storage Vault. Physical collection may be requested at any time. Physical collection is from Kloten in Zurich, Switzerland. Instructions of intention of physical collection must be given to Utopian Global (UG) Member Services a minimum 14 days prior to the proposed collection date. The Member will be sent a Physical Collection Application Form which will include the name and identification of the person, who will be, in attendance at the physical collection. A onetime fee of USD$150 will be charged for the processing of the Physical Collection Application and Loomis International vault handling fee. Utopian Global (UG) subscribing Members will be liable to USD$75 Physical Collection Application fee.

Members may wish to physically ship, some or all of their Utopian Global (UG) gold and silver products held in their Storage Vault. Physical shipping may be requested at any time. This can be done using the Shipping function in the Storage Vault management tool in the Member’s online account. Standard shipping & processing charges and terms of conditions apply. Shipping terms are contained in a separate document in the Membership Terms and Conditions. The Member is responsible for applicable VAT or import duty charges and import laws and restrictions within the destination country. Note: FEDERAL EXPRESS WILL NOT SHIP TO POST OFFICE BOX ADDRESSES.

An order placed by a Member, to physically ship Utopian Global (UG) gold and silver products held in their Storage Vault to a physical destination.

Utopian Global (UG) gold and silver products held in storage on behalf of Utopian Global (UG) Members are held exclusively within the high security storage vaults of Loomis International at their Kloten, Zurich and Dubai UAE facilities. All Utopian Global (UG) gold and silver products held in storage on behalf of Members are insured at all times to 100% of their full market value by a Lloyds of London insurer. Utopian Global (UG) gold and silver products held in Loomis International’s facilities are segmented and segregated exclusively for our strategic partners as detailed in Company page. Loomis International is an accredited member of the London Bullion Market Association for the provision of security transport and storage services to the precious metals industry. For queries please contact; [email protected] Please quote your account ID & Name.

A Service fee applies ONLY to Free account holders and Members who have not renewed their monthly Asset Accumulation fee and have a positive gram balance with the UG Gold - Silver Saver Program or vaulted items held at Loomis International, Switzerland

A good delivery bar is a gold or silver bar which meets the rules and regulations set by the London Bullion Market Association (LBMA), a global authority for precious metal. Good delivery bars must have a minimum fineness, contain between 350 and 430 troy ounces of gold or 750 and 1100 troy ounces of silver, and be marked with a serial number, refiner’s hallmark, fineness and year of manufacture.

We are not an Exchange, nor do we offer trading in and out of precious metals.

Although you can purchase precious metals at your convenience as well as sell them back to us at your convenience, we cannot under no circumstances allow short term in and out trading since we are not regulated as exchange.

CASHETS™ token you can inactivate in Infinity Vault at your convenience and sell them back to Utopian Global.

Utopian Global Infinity Vault is a feature that allows its members to make the investment and liquidation process for CASHETS™ Digital Assets simple and immediate at any time.

CASHETS™ Infinity Vault falls under two statuses, "Active" and "Inactive". Active status of the CASHETS™ Infinity Vault means that they are employed on the Infinity Vault to earn yield as per the "Infinity Vault Yield Program", and in an Inactive state, they are not employed on the Infinity Vault and are not earning the yields. CASHETS™, when bought by the members, are automatically issued in an Active state and the members can choose at any time to make them Inactive.

The annual projected yield on CASHETS™ is around 30% which is paid out as CASHETS™ Tokens at the end of the year. If the members desire to liquidate their CASHETS™ in part or full before this time the following rates (based on their holding period) will be applicable on the past months.

Annual Percentage Yield (APY) for Infinity Vault Standard Yield Program or the Infinity Vault Premium Yield program is only under the principles of sell-back time.

The yield is calculated as per the Infinity Vault Yield Program and is realized at the time of making the CASHETS™ inactive converting the realized yield into CASHETS™ tokens which can be liquidated.